Guaranteed Income. Protect Your Wealth.

With 30+ years of experience, I help pre-retirees and retirees create reliable income streams, protect their assets, and build lasting legacies through insurance-based solutions and strategic mortgage planning.

Specializing in retirement readiness, income planning, Social Security optimization, tax strategies, legacy planning, and strategic mortgage decisions.

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Why Clients Choose Me

How I Help You

Meet Cindy Birkland

A woman with wavy light brown hair, wearing a black dress with a white ruffled collar, stands indoors. She is smiling at the camera in a modern office setting featuring green plants, reflecting her passion for financial education.

With over 30 years in the insurance and mortgage industries, I’ve helped hundreds of families secure their financial futures. I’m not a financial advisor who manages investments—I’m a licensed insurance agent and mortgage broker who specializes in what I do best: creating guaranteed income, protecting assets, and helping clients access their home equity wisely.

My approach is simple: education first, then solutions. I’ll never push a product that isn’t right for you. Instead, I’ll take the time to understand your goals and show you options that make sense for your unique situation.

Licensed in Nevada, California, Arizona, Utah, Oregon, Washington, Hawaii, and North Dakota, I can serve you wherever you call home.

Credentials & Licensing

Insurance License:

#3103174

Personal NMLS:

#2106177

Five Star Mortgage:

NMLS #1756744

Experience:

30+ years in insurance and mortgage industries

States Licensed:

Nevada, California, Arizona, Utah, Oregon, Washington, Hawaii, North Dakota

Specializations:

Fixed & Indexed Annuities, Life Insurance, Premium Financing, Reverse Mortgages

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Common Questions

A licensed insurance agent helps clients select and purchase insurance products like annuities and life insurance. Unlike financial advisors who manage investments, insurance agents focus on protection products and guaranteed income solutions backed by insurance companies.
Annuities are one of the most reliable ways to create guaranteed retirement income. Fixed annuities offer a set interest rate, while indexed annuities provide growth potential tied to market indexes without risk of loss. Both can be converted to lifetime income streams.
Yes! I’m licensed in 8 states: Nevada, California, Arizona, Utah, Oregon, Washington, Hawaii, and North Dakota. I work with clients virtually across all these states. Whether you live locally or are relocating, I can help you.
No. I am a licensed insurance agent (License #3103174) and mortgage broker (NMLS #2106177). I specialize in insurance products like annuities and life insurance, mortgage services, and retirement income education. I do not provide investment advice or manage securities.

Ready to Secure Your
Financial Future?

Schedule a free, no-obligation consultation to discuss your goals and
explore your options.

Call me directly: (702) 683-7429

Or email: [email protected]

Schedule Your Complimentary Consultation

  • No cost, no obligation
  • 30-45 minute conversation
  • In-person or virtual
  • Discuss your retirement goals and concerns
  • Learn how I can help