30+ Years of Helping Families Achieve Financial Peace of Mind
Licensed insurance agent and mortgage broker dedicated to guaranteed income solutions, asset protection, and strategic retirement planning.
My Story
For over three decades, I’ve had one mission:
helping families protect what they’ve worked so hard to build and create income they can count on for life.
My journey in the financial services industry began over 30 years ago, and I’ve spent my career mastering two critical areas: insurance-based retirement solutions and mortgage planning. I’m not a financial advisor who manages stock portfolios or picks investments.
helping families protect what they’ve worked so hard to build and create income they can count on for life.
My journey in the financial services industry began over 30 years ago, and I’ve spent my career mastering two critical areas: insurance-based retirement solutions and mortgage planning. I’m not a financial advisor who manages stock portfolios or picks investments.
Instead, I focus on what I do best—guaranteed income through annuities, wealth protection through life insurance, and strategic use of home equity through mortgage solutions.
What sets me apart?
I believe in education first. Before recommending any solution, I take the time to understand your complete picture—your goals, your concerns, your family situation. Only then do I present options that truly make sense for you.
I’ve earned the trust of hundreds of families
across Nevada, California, Arizona, Utah, Oregon, Washington, Hawaii, and North Dakota. Many of my clients have been with me for decades, and their referrals are my greatest compliment.
How I Work With Clients
Four Pillars
1st Pillar
Education First
I’ll never push a product on you. Instead, I explain how different solutions work so you can make informed decisions. My “How Money Works” presentations help clients understand their options clearly.
2nd Pillar
Guaranteed Solutions
I specialize in insurance products that provide guarantees—guaranteed lifetime income, guaranteed death benefits, guaranteed protection. In uncertain times, guarantees matter.
3rd Pillar
Personal Service
You’ll work directly with me, not a call center or assistant. I return calls promptly, answer questions thoroughly, and am here for you long after the paperwork is signed.
4th Pillar
Multi-State Flexibility
Licensed in 8 states, I can serve you whether you’re staying local or moving across the country. Your relationship with me doesn’t end when you relocate.
Professional Credentials
Insurance License:
#3103174
Personal NMLS:
#2106177
Five Star Mortgage:
NMLS #1756744
States Licensed:
Nevada, California, Arizona, Utah, Oregon, Washington, Hawaii, North Dakota
Experience:
30+ years in insurance and mortgage industries
Specializations:
Fixed & Indexed Annuities, Life Insurance, Premium Financing, Reverse Mortgages
Clear About What I Do (And Don’t Do)
Transparency matters. Here’s what I want you to know:
I am NOT a financial advisor, financial planner, or investment advisor. I don’t manage stock portfolios, recommend securities, or provide investment advice.
I AM a licensed insurance agent and mortgage broker who specializes in:
I AM a licensed insurance agent and mortgage broker who specializes in:
Annuities that provide guaranteed lifetime income
Life insurance for protection and wealth transfer
Premium financing strategies for high-net-worth clients
Purchase and refinance mortgages
Reverse mortgages for homeowners 62 and older
Strategic guidance on Social Security timing and tax-efficient retirement income
If you need help with stocks, bonds, or investment management, I’m happy to refer you to trusted professionals. But if you want guaranteed income, asset protection, and smart mortgage strategies—that’s exactly what I do.
